Nebraska mortgage borrowing limits by county for 2022

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The FHA mortgage limit is higher for Lincoln County, Logan County, and McPherson County, Nebraska.

In Nebraska, the 2022 borrowing limit for FHA mortgages is $420,680 in all but three counties.
If you need to borrow more than $647,200 in Nebraska, you’ll want to consider getting a jumbo loan.
If you have a good credit score, you might want to consider different types of mortgages.

See today’s mortgage and refinance rates in Nebraska on Insider.

Not all mortgages are the same, so before you go to a lender, you may want to consider which type of mortgage will be the best to apply for. 

Conforming mortgages and FHA mortgages both have borrowing limits. Each year, the Federal Housing Finance Agency and Federal Housing Administration will set loan limits according to how expensive it is to live in that area.

For some counties in Nebraska, the borrowing limit may be higher than others.

We’ve gathered data from the Federal Housing Finance Agency and the US Department of Housing and Urban Development, so you can see the 2022 borrowing limits for a single-family home in the state of Nebraska. 

Nebraska borrowing limits in 2022 for conforming and FHA mortgages by county

Be mindful that Lincoln County, Logan County, and McPherson County have different FHA mortgage borrowing limits than other counties in the state. 

County
Conforming mortgage limit (single-family home)

FHA mortgage limit (single-family home)

Adams County
$647,200
$420,680

Antelope County
$647,200
$420,680

Arthur County
$647,200
$420,680

Banner County
$647,200
$420,680

Blaine County
$647,200
$420,680

Boone County
$647,200
$420,680

Box Butte County
$647,200
$420,680

Boyd County
$647,200
$420,680

Brown County
$647,200
$420,680

Buffalo County
$647,200
$420,680

Burt County
$647,200
$420,680

Butler County
$647,200
$420,680

Cass County
$647,200
$420,680

Cedar County
$647,200
$420,680

Chase County
$647,200
$420,680

Cherry County
$647,200
$420,680

Cheyenne County
$647,200
$420,680

Clay County
$647,200
$420,680

Colfax County
$647,200
$420,680

Cuming County
$647,200
$420,680

Custer County
$647,200
$420,680

Dakota County
$647,200
$420,680

Dawes County
$647,200
$420,680

Dawson County
$647,200
$420,680

Deuel County
$647,200
$420,680

Dixon County
$647,200
$420,680

Dodge County
$647,200
$420,680

Douglas County
$647,200
$420,680

Dundy county
$647,200
$420,680

Fillmore County
$647,200
$420,680

Franklin County
$647,200
$420,680

Frontier County
$647,200
$420,680

Furnas County
$647,200
$420,680

Gage County
$647,200
$420,680

Garden County
$647,200
$420,680

Garfield County
$647,200
$420,680

Gosper County
$647,200
$420,680

Grant County
$647,200
$420,680

Greeley County
$647,200
$420,680

Hall County
$647,200
$420,680

Hamilton County
$647,200
$420,680

Harlan County
$647,200
$420,680

Hayes County
$647,200
$420,680

Hitchcock County
$647,200
$420,680

Holt County
$647,200
$420,680

Hooker County
$647,200
$420,680

Howard County
$647,200
$420,680

Jefferson County
$647,200
$420,680

Johnson County
$647,200
$420,680

Kearney County
$647,200
$420,680

Keith County
$647,200
$420,680

Keye Paha County
$647,200
$420,680

Kimball County
$647,200
$420,680

Knox County
$647,200
$420,680

Lancaster County
$647,200
$420,680

Lincoln County
$647,200
$433,550

Logan County
$647,200
$433,550

Loup County
$647,200
$420,680

McPherson County
$647,200
$433,550

Madison County
$647,200
$420,680

Merrick County
$647,200
$420,680

Morrill County
$647,200
$420,680

Nance County
$647,200
$420,680

Nemaha County
$647,200
$420,680

Nuckolls County
$647,200
$420,680

Otoe County
$647,200
$420,680

Pawnee County
$647,200
$420,680

Perkins County
$647,200
$420,680

Phelps County
$647,200
$420,680

Pierce County
$647,200
$420,680

Platte County
$647,200
$420,680

Polk County
$647,200
$420,680

Red Willow County
$647,200
$420,680

Richardson County
$647,200
$420,680

Rock County
$647,200
$420,680

Saline County
$647,200
$420,680

Sarpy County
$647,200
$420,680

Saunders County
$647,200
$420,680

Scotts Bluff County
$647,200
$420,680

Seward County
$647,200
$420,680

Sheridan County
$647,200
$420,680

Sherman County
$647,200
$420,680

Sioux County
$647,200
$420,680

Stanton County
$647,200
$420,680

Thayer County
$647,200
$420,680

Thomas County
$647,200
$420,680

Thurston County
$647,200
$420,680

Valley County
$647,200
$420,680

Washington County
$647,200
$420,680

Wayne County
$647,200
$420,680

Webster County
$647,200
$420,680

Wheeler County
$647,200
$420,680

York County
$647,200
$420,680

Note: You’ll need to get a jumbo loan if you want to borrow more than $647,200, regardless of which county you hope to reside in.

How to determine if a conforming, jumbo, or FHA mortgage is right for you

You may want to apply for an


Source:: Business Insider

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