Here’s when I’m ok with using my hard-earned points and miles on friends and family — and when I’m not


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Travel-rewards credit cards like the Platinum Card® from American Express, Chase Sapphire Reserve, and Chase Sapphire Preferred Card make it easy to earn points and miles you can use to see the world.
You can share your points and miles with friends and family, but you aren’t required to by any means.
Remember that some people cannot earn their own credit cards rewards for various reasons, including less than stellar credit.

When you pursue points and miles like it’s your part-time job, it’s easy for the people in your life to become confused. People close to you may wonder how you afford to travel so often, and so far from home. If you’re earning enough points and miles to fly business or first class or stay in five-star resorts, then your loved ones might even be flabbergasted about your lifestyle and your finances.

But, those of us who earn a lot of points know a secret that most people can’t comprehend.

With the right combination of travel-rewards credit cards and some creative spending, you can travel the world for a lot less than people think. Even though most people associate credit cards with debt, there are plenty of us who maximize rewards without paying a cent in credit card interest.

Read more: 9 lucrative credit card deals new cardholders can get this month — including up to 75,000 Delta SkyMiles

Should you share your points and miles with friends? Here are a few reasons to consider it

Should you be willing to share the points and miles you work so hard to accrue? This question tends to be controversial among points-and-miles enthusiasts, mostly because there are incredibly strong feelings on both sides.

There are two main schools of thought, the first being that they’re your points and miles to spend how you want. If you want to share them to help friends and family see the world, then why shouldn’t you?

On the flip side, many people wonder why your family and friends can’t earn their own rewards. What’s stopping them from

Source:: Business Insider

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