Welcome toMoney Diaries , where we’re tackling what might be the last taboo facing modern working women: money. We’re asking millennials how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
Today: a judicial assistant working in government who makes $63,216 per year and spends some of her money this week on In-N-Out.
Occupation: Judicial Assistant
Location: Los Angeles, CA
Paycheck Amount (2x/month): $1,808.60
Rent: $0 (I’m living with my parents.)
Car Payment: $716.74
Health, Dental & Vision Insurance: $0 (Covered by work.)
Cell Phone: $0 (My dad pays as part of our agreement where I do some work for him.)
Netflix: $0 (I use my girlfriend’s account, since she gets it for free as part of her T-Mobile plan.)
Hulu: $0.99 (Black Friday promo)
Electricity Bill For Car Charger: $40-$50
Parking: $95 (It’s the price you pay for working downtown.)
Car Insurance: $123.56
Stash App Investments: $50
Retirement: 4% of salary pre-tax, with a 4% company match
Roth IRA: $200
Savings: $1,600 ($800 per paycheck auto-deducts into my savings.)
6 a.m. — I wake up with a nasty migraine. I roll over to my flu-infested girlfriend, A., who rubs my head in an attempt to ease the pain to no avail. I sluggishly get dressed while A. insists on making breakfast for me. I pop my prescribed migraine pill, wash it down with instant coffee, and gobble up my breakfast burrito loaded with eggs, cheese, and zucchini. A. hands me a plastic bag with lunch before giving me a kiss and sending me on my way.
7:30 a.m. — I arrive at work and start prepping for the day. My workload is light today, since it’s New Year’s Eve.
10 a.m. — I have some free time before the jury trial in my courtroom resumes, so I do what I do best when I’m bored: eat. I tear open my favorite Japanese snack, Chocorooms, which are crispy chocolate-shaped mushrooms crackers. I purchased a whole box from Costco last month, and I use all my willpower to resist eating them for breakfast, lunch, and dinner.
12 p.m. — I call my best friend to wish her a happy birthday and set a reminder on my phone to buy her a gift. I’m a horrible friend. I warm up the lunch that A. packed, which is her leftover remedy soup. Over the weekend, her aunt made a huge pot of “Mexican remedy soup” consisting of chicken, various …read more